About Rin Mitra

India's free loan calculator and financial tools platform — making smart financial decisions accessible to every Indian.

Our Mission

In India, millions of people take loans without fully understanding the costs involved. Banks and lenders use complex terms and formulas that are hard for most people to understand.

Rin Mitra (meaning "Loan Friend" in Hindi) was created to be that knowledgeable friend who explains things clearly — what your EMI will be, how much you'll pay in interest, which government schemes you qualify for, and how to improve your credit score.

Our tools are 100% free, always accurate, and designed for real Indians across all cities and villages, in a language they understand.

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Built for India

Every rupee, every scheme, every calculation — designed for Indian financial products and standards.

What We Offer

A complete suite of free financial tools for Indian borrowers

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8+ Free Calculators

EMI, home loan, personal loan, car loan, gold loan, education loan, business loan, and eligibility checker.

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Bank Rate Comparison

Live interest rates from 15+ major Indian banks — SBI, HDFC, ICICI, Axis, Kotak, LIC HFL and more.

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Government Scheme Finder

Comprehensive database of government loan schemes with eligibility checker — Mudra, PMAY, KCC, and more.

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Credit Score Guide

Complete guide to understanding, checking, and improving your CIBIL credit score.

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Financial Blog

Expert articles on loans, banking, government schemes, and financial planning in simple language.

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100% Free & Private

No registration, no login, no data collection. All tools are completely free, forever.

Have a Question or Feedback?

We'd love to hear from you. Our team responds within 24 hours.