Privacy Policy

1. Introduction

Welcome to Rin Mitra ("we," "us," or "our"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website rinmitra.in. Please read this policy carefully. By using our website, you agree to the terms of this Privacy Policy and our Terms of Service.

2. Information We Collect

Automatically Collected Information: When you visit our website, we automatically collect certain information including your IP address, browser type and version, operating system, referring URLs, pages visited, and time spent on pages. This information is used to improve our services and analyze website traffic.

Calculator Usage Data: When you use our loan calculators, we collect the input values (loan amount, interest rate, tenure) and results to improve our tools and provide aggregate statistics. This data is anonymized and not linked to any personal identity.

Contact Form Data: If you contact us through our contact form, we collect your name, email address, phone number (if provided), and message content. This information is used solely to respond to your inquiry.

Cookies: We use essential cookies for session management and performance cookies to analyze website traffic via Google Analytics (if enabled). We do not use cookies for advertising or tracking across other websites.

3. How We Use Your Information

• To operate and improve our website and financial tools
• To analyze website traffic and usage patterns (aggregated/anonymized)
• To respond to your inquiries and provide customer support
• To send service-related communications (only if you've contacted us)
• To comply with legal obligations

4. Data Sharing

We do NOT sell, trade, or otherwise transfer your personal information to third parties. We do not share personal data with advertisers, data brokers, or marketing companies. We may share aggregated, non-personally identifiable statistics publicly.

We may share data with trusted service providers (such as web hosting) who assist in operating our website, subject to confidentiality agreements.

5. Data Security

We implement appropriate technical and organizational security measures to protect your information. However, no method of transmission over the Internet is 100% secure. We strive to use commercially acceptable means to protect your information.

6. Your Rights (DPDP Act 2023)

Under India's Digital Personal Data Protection Act, 2023, you have the right to:

• Access your personal data we hold
• Correct inaccurate personal data
• Request erasure of your personal data
• Withdraw consent at any time
• Nominate a person to exercise rights on your behalf

To exercise these rights, contact us at hello@rinmitra.in.

7. Third-Party Links

Our website may contain links to government portals and bank websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies.

8. Children's Privacy

Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from minors.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of changes by posting the new policy on this page with an updated date. Continued use of our website after changes constitutes acceptance of the new policy.

10. Contact

For any privacy-related queries, contact us at: hello@rinmitra.in or through our Contact page.