PM Mudra Yojana: Loan up to ₹10 Lakh for small businesses — No collateral needed PM SVANidhi: ₹10,000 to ₹50,000 for street vendors — Apply now PMAY: Home loan subsidy up to ₹2.67 Lakh for first-time buyers Kisan Credit Card: Farm loans at just 4% p.a. with government subsidy Stand Up India: Loans ₹10L–₹1Cr for SC/ST and Women entrepreneurs SBI Home Loan: Starting 8.50% p.a. | HDFC: 8.70% | LIC HFL: 8.50%
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The information provided by Rin Mitra on rinmitra.in is for general informational and educational purposes only. All information is provided in good faith; however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the site.

Financial Calculator Disclaimer

The loan calculators on this website use standard mathematical formulas approved by the Reserve Bank of India (RBI). However:

  • Results are indicative only and may differ from actual bank calculations
  • Actual EMI depends on your bank's specific terms, rounding conventions, and applicable taxes
  • Interest rates on this website are approximate and change frequently
  • Processing fees, prepayment charges, and other costs are not always included in calculations
  • Always get a formal loan sanction letter from your bank before committing

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Government Scheme Information

Information about government schemes (Mudra, PMAY, KCC, etc.) is compiled from official government sources. However, schemes are updated regularly by the government, and eligibility criteria or benefits may have changed. Always verify with the official government portal or your nearest bank branch.

Bank Interest Rates

Bank interest rates listed on this website are indicative and sourced from publicly available information. Banks change rates frequently. The rate you receive will depend on your credit profile, income, and bank's assessment. Always confirm the exact rate with your bank before applying.

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If you have made a financial decision based on information from this site and have concerns, please consult a certified financial planner or contact your bank directly.

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Disclaimer: Rin Mitra is a free financial tools website. We do not provide loans or financial advice. All calculations are indicative. Please consult your bank for exact rates and terms. We are not affiliated with any bank or financial institution.