Terms of Service

Last updated: 03 June 2026

1. Acceptance of Terms

By accessing and using Rin Mitra (rinmitra.in), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website.

2. Description of Service

Rin Mitra provides free online financial calculators, loan information tools, bank rate comparison, government scheme information, and related financial content. All tools are provided for informational and educational purposes only.

3. Not Financial Advice

IMPORTANT: The information, tools, and calculations provided on Rin Mitra are for general informational purposes only and do not constitute financial advice, investment advice, or any professional financial service. We are NOT:

  • A bank, NBFC, or financial institution
  • A loan broker or intermediary
  • A SEBI-registered investment advisor
  • A Reserve Bank of India (RBI) licensed entity

Always consult with a qualified financial professional before making any financial decisions. Actual loan terms, interest rates, and EMIs may vary from our calculator results.

4. Accuracy of Information

While we strive to keep information current and accurate, we make no warranties about the completeness, reliability, or accuracy of the information on this website. Interest rates and bank policies change frequently — always verify with your bank before applying.

5. User Conduct

You agree not to:

  • Use our website for any unlawful purpose
  • Attempt to scrape, copy, or reproduce our content systematically without permission
  • Attempt to hack, disrupt, or damage our website
  • Submit false or misleading information through our contact forms

6. Intellectual Property

All content, design, logos, and software on Rin Mitra are owned by us or our licensors. You may use our calculators for personal use. Reproduction of substantial content without written permission is prohibited.

7. Third-Party Links

We link to government portals, bank websites, and other third-party sites for reference. We are not responsible for the content, accuracy, or practices of these external websites.

8. Limitation of Liability

To the fullest extent permitted by Indian law, Rin Mitra shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of our website or reliance on information provided, including any financial decisions made based on our tools.

9. Governing Law

These terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in India.

10. Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the website constitutes acceptance of modified terms.

11. Contact

For any queries regarding these terms, contact: hello@rinmitra.in