SBI Home Loan Interest Rate 2025
State Bank of India (SBI) offers home loans starting from 8.50% per annum (EBLR-linked). Rates vary based on loan amount, CIBIL score, and employment type.
SBI Home Loan Interest Rate Slab
| Loan Amount | Rate (Salaried) | Rate (Self-Employed) |
|---|---|---|
| Up to ?30 lakh | 8.50% | 8.60% |
| ?30L to ?75L | 8.70% | 8.80% |
| Above ?75 lakh | 8.90% | 9.00% |
Eligibility
- Age: 18 to 70 years
- Minimum income: ?25,000/month (salaried)
- CIBIL score: 650+ (750+ for best rates)
- Employment: At least 2 years for salaried, 3 years for self-employed
Calculate Your SBI EMI
Use our Home Loan EMI Calculator to calculate your exact monthly installment.